Cash Managements and Loans

We offer many tools to help you manage finances, track activity, and increase liquidity through loans and lines of credit, including access to credit for most personal, consumer, or business needs.

LoanAdvance

LoanAdvance is a securities-based lending tool designed to offer you access to a line of credit of up to 70% of the value of your qualified securities. Upon approval, which requires one easy step, you can obtain a line of credit at preferential interest rates.

ProCash Plus

An asset management account that combines investments, checking, and MasterCard debit card services in one account. It is a powerful tool that records, tracks and consolidates all of your financial activity in one simple statement.

Dreyfus Insured Deposits

Offered by Dreyfus, a BNY Mellon Company, this product allows you to deposit cash into your brokerage account and utilize a multi-bank approach to protect assets up to $1,000,000. You can have up to $100,000 in assets housed in ten different banks so that each account is insured to full protection by the FDIC. All of these accounts are linked to your brokerage account through BNY Pershing for easy management. Your interest rate is determined by the total amount of assets in the account, making it possible to get a much better rate than if the rate were determined by each account separately.

Depending on the product, there are different costs, fees and services offered. For more information, please contact your investment advisor.