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			<title>Earnings Matter More Than the Noise</title>
			<pubDate><![CDATA[Tue, 20 Jan 2026 17:31:36 +0000]]></pubDate>
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			<title>Who’s Running the Ship — and Where Is It Actually Going?</title>
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			<title>The 3.5% Smile: Why a Falling Savings Rate Isn’t the Red Flag It Used to Be</title>
			<pubDate><![CDATA[Wed, 28 Jan 2026 05:44:34 +0000]]></pubDate>
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			<title>Are We Really Back to Even?</title>
			<pubDate><![CDATA[Wed, 14 Jan 2026 20:41:51 +0000]]></pubDate>
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			<title>When Markets Feel Dangerous</title>
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			<title>That was Quick &#8211; and it May Just be Getting Started</title>
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			<title>Where Returns Are Forged</title>
			<pubDate><![CDATA[Tue, 03 Mar 2026 16:40:16 +0000]]></pubDate>
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			<title>The Power of Compounding</title>
			<pubDate><![CDATA[Thu, 05 Mar 2026 20:53:51 +0000]]></pubDate>
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			<title>Money, Kids, and the Legacy That Really Matters</title>
			<pubDate><![CDATA[Thu, 05 Mar 2026 20:53:25 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/videos/the-true-price-of-investing/]]></guid>
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			<title>The True Price of Investing</title>
			<pubDate><![CDATA[Thu, 05 Mar 2026 20:52:59 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/videos/its-not-what-you-earn-its-what-you-keep/]]></guid>
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			<title>It’s Not What You Earn — It’s What You Keep</title>
			<pubDate><![CDATA[Thu, 05 Mar 2026 20:52:14 +0000]]></pubDate>
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			<link><![CDATA[https://phillipsandco.com/the-timing-might-not-be-an-accident/]]></link>
			<title>The Timing Might Not Be an Accident</title>
			<pubDate><![CDATA[Mon, 23 Mar 2026 18:07:20 +0000]]></pubDate>
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			<title>When the World Gets Nervous, Opportunity Can Follow</title>
			<pubDate><![CDATA[Mon, 16 Mar 2026 21:52:28 +0000]]></pubDate>
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			<title>Are We Too Late?</title>
			<pubDate><![CDATA[Wed, 14 Jan 2026 20:48:33 +0000]]></pubDate>
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			<link><![CDATA[https://phillipsandco.com/the-capex-scare-and-why-it-misses-the-bigger-picture/]]></link>
			<title>The Capex Scare — And Why It Misses the Bigger Picture</title>
			<pubDate><![CDATA[Fri, 27 Feb 2026 17:57:15 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/when-policy-creates-friction-markets-create-adjustment/]]></guid>
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			<title>When Policy Creates Friction, Markets Create Adjustment</title>
			<pubDate><![CDATA[Fri, 27 Feb 2026 17:56:14 +0000]]></pubDate>
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			<title>A Little Colder</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:22:04 +0000]]></pubDate>
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			<title>It&#8217;s Running Out!</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:11:06 +0000]]></pubDate>
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			<title>Risk Never Leaves: Drawdowns, Earnings, and the Price of Admission</title>
			<pubDate><![CDATA[Fri, 27 Feb 2026 17:57:11 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/wilbur-rosss-presentation-to-the-oregon-investment-council/]]></guid>
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			<title>Wilbur Ross&#8217;s presentation to the Oregon Investment Council</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:07:30 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/dont-fight-the-fed-but-do-worry-about-the-real-economy/]]></guid>
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			<title>Don&#8217;t Fight the Fed but Do Worry About the Real Economy</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:07:12 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/whats-all-the-fuss/]]></guid>
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			<title>What&#8217;s all the Fuss?</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:07:04 +0000]]></pubDate>
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			<title>It&#8217;s Always Something</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:06:57 +0000]]></pubDate>
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			<title>What&#8217;s the Good News?</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:05:16 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/its-never-quite-what-you-expect/]]></guid>
			<link><![CDATA[https://phillipsandco.com/its-never-quite-what-you-expect/]]></link>
			<title>It&#8217;s Never Quite What You Expect</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:05:08 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/dont-look-down-the-gdp-growth-clfif/]]></guid>
			<link><![CDATA[https://phillipsandco.com/dont-look-down-the-gdp-growth-clfif/]]></link>
			<title>Don&#8217;t Look Down: The GDP Growth Cliff</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:05:01 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/whats-next/]]></guid>
			<link><![CDATA[https://phillipsandco.com/whats-next/]]></link>
			<title>What&#8217;s Next?</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:04:38 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/learning-how-to-seethings-that-arent-really-there/]]></guid>
			<link><![CDATA[https://phillipsandco.com/learning-how-to-seethings-that-arent-really-there/]]></link>
			<title>Learning how to see things that aren&#8217;t really there!</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:04:29 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/its-not-working/]]></guid>
			<link><![CDATA[https://phillipsandco.com/its-not-working/]]></link>
			<title>It&#8217;s Not Working</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:04:09 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/the-sidelines-its-the-investors-turn-to-sit-on-cash/]]></guid>
			<link><![CDATA[https://phillipsandco.com/the-sidelines-its-the-investors-turn-to-sit-on-cash/]]></link>
			<title>It&#8217;s the Investor’s turn to sit on cash</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:04:00 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/cant-live-with-it-cant-live-without-it/]]></guid>
			<link><![CDATA[https://phillipsandco.com/cant-live-with-it-cant-live-without-it/]]></link>
			<title>Can&#8217;t Live With It, Can&#8217;t Live Without It</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:03:44 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/wake-up-its-the-economy/]]></guid>
			<link><![CDATA[https://phillipsandco.com/wake-up-its-the-economy/]]></link>
			<title>Wake Up &#8211; It&#8217;s the Economy</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:03:14 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/the-world-didnt-come-to-an-end/]]></guid>
			<link><![CDATA[https://phillipsandco.com/the-world-didnt-come-to-an-end/]]></link>
			<title>The World Didn&#8217;t Come to an End!</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:02:38 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/whats-the-fed-up-to/]]></guid>
			<link><![CDATA[https://phillipsandco.com/whats-the-fed-up-to/]]></link>
			<title>What&#8217;s the Fed Up To?</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:02:25 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/consumers-bullish-investors-bearish-dont-bet-against-america/]]></guid>
			<link><![CDATA[https://phillipsandco.com/consumers-bullish-investors-bearish-dont-bet-against-america/]]></link>
			<title>Don&#8217;t Bet Against America</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:00:26 +0000]]></pubDate>
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					<item>
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			<title>It&#8217;s No Surprise</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:00:16 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/the-feds-new-mandate-trapped/]]></guid>
			<link><![CDATA[https://phillipsandco.com/the-feds-new-mandate-trapped/]]></link>
			<title>The Fed&#8217;s New Mandate &#8212; Trapped</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 19:00:08 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/new-years-resolution-no-panic-selling/]]></guid>
			<link><![CDATA[https://phillipsandco.com/new-years-resolution-no-panic-selling/]]></link>
			<title>New Year&#8217;s Resolution- No Panic Selling</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:59:50 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/policy-driven-markets-whos-in-charge-of-our-race-to-zero/]]></guid>
			<link><![CDATA[https://phillipsandco.com/policy-driven-markets-whos-in-charge-of-our-race-to-zero/]]></link>
			<title>Who&#8217;s in Charge of Our Race to Zero!?</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:59:33 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/looking-ahead-its-a-strange-world/]]></guid>
			<link><![CDATA[https://phillipsandco.com/looking-ahead-its-a-strange-world/]]></link>
			<title>It&#8217;s A Strange World</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:59:23 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/michael-phelps-dont-drown/]]></guid>
			<link><![CDATA[https://phillipsandco.com/michael-phelps-dont-drown/]]></link>
			<title>Don&#8217;t Drown</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:59:14 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/dont-get-stuck-watching-the-shiny-object/]]></guid>
			<link><![CDATA[https://phillipsandco.com/dont-get-stuck-watching-the-shiny-object/]]></link>
			<title>Don&#8217;t Get Stuck Watching the Shiny Object</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:59:05 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/its-harder-than-it-looks/]]></guid>
			<link><![CDATA[https://phillipsandco.com/its-harder-than-it-looks/]]></link>
			<title>It&#8217;s Harder Than It Looks</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:58:56 +0000]]></pubDate>
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			<link><![CDATA[https://phillipsandco.com/its-not-all-bad-news/]]></link>
			<title>It&#8217;s Not All Bad News</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:58:47 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://phillipsandco.com/when-the-obvious-shock-isnt-the-most-important-one/]]></guid>
			<link><![CDATA[https://phillipsandco.com/when-the-obvious-shock-isnt-the-most-important-one/]]></link>
			<title>When the Obvious Shock Isn’t the Most Important One</title>
			<pubDate><![CDATA[Mon, 30 Mar 2026 20:42:00 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/its-just-taxes/]]></guid>
			<link><![CDATA[https://phillipsandco.com/its-just-taxes/]]></link>
			<title>It&#8217;s Just Taxes</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:56:24 +0000]]></pubDate>
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			<guid><![CDATA[https://phillipsandco.com/whats-not-being-talked-about/]]></guid>
			<link><![CDATA[https://phillipsandco.com/whats-not-being-talked-about/]]></link>
			<title>What&#8217;s Not Being Talked About</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 18:56:14 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://phillipsandco.com/insights/financial-wellness/]]></guid>
			<link><![CDATA[https://phillipsandco.com/insights/financial-wellness/]]></link>
			<title>Financial Wellness</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 17:35:06 +0000]]></pubDate>
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			<title>Weekly Commentary</title>
			<pubDate><![CDATA[Tue, 13 Jan 2026 14:14:58 +0000]]></pubDate>
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			<link><![CDATA[https://phillipsandco.com/]]></link>
			<title>Homepage</title>
			<pubDate><![CDATA[Mon, 09 Mar 2026 13:29:55 +0000]]></pubDate>
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